Credit Risk Management Practices and Loan Performance of Commercial Banks in Uganda

Simple item page
dc.contributor.authorFrancis, Agaba
dc.contributor.authorCaleb, Tamwesigire
dc.contributor.authorEton, Marus
dc.date.accessioned2022-07-06T08:54:43Z
dc.date.available2022-07-06T08:54:43Z
dc.date.issued2022
dc.description.abstractPurpose: The study examined the relationship between Credit Risk Management Practices and Loan Performance of Commercial Banks in Mbarara City. The study covered 19 commercial banks. Method: A correlational design was used to establish the relationship between different credit risk management practices and Loan Performance in selected commercial banks in the city. The study used a structured questionnaire to collect numerical data from the credit staff and management of 19 commercial banks. Correlation and regression tests to analyze the relationships and effects of Credit risk management and Loan Performance of commercial banks in Mbarara city Findings: The study found a significant relationship between credit risk identification and loan performance; credit risk assessment and loan performance; credit risk monitoring and loan performance; and credit risk control and loan performance. The study also found that some commercial banks did not have experts to accurately predict credit risks nor evaluate the consequences of the decisions taken by loan officers. Implication: Banks should source experts who can analyze and predict risks and evaluate their consequences on the bank. The bank should adopt the tool of 5cs of credit management, with this it will develop a good loan book that shall lead to good loan performance. Limitations: We still don't know clients' perceptions of the different credit risk management practices. Therefore, a qualitative study to assess clients' perception of the credit management practices in commercial banks should be conducted.en_US
dc.description.sponsorshipKabale Universityen_US
dc.identifier.citationAgaba , F., Tamwesigire, C. & Eton, M. (2022). Credit Risk Management Practices and Loan Performance of Commercial Banks in Uganda. Business Perspective Review 4(1), 16-28. https://doi.org/10.38157/business-perspective-review.v4i1.394en_US
dc.identifier.issn2691-039
dc.identifier.urihttp://hdl.handle.net/20.500.12493/658
dc.language.isoenen_US
dc.publisherBusiness Perspective Reviewen_US
dc.subjectCredit risk management, loan performance, credit risk assessment, credit risk control, Ugandaen_US
dc.titleCredit Risk Management Practices and Loan Performance of Commercial Banks in Ugandaen_US
dc.typeArticleen_US

Files

Original bundle
Now showing 1 - 1 of 1
Thumbnail Image
Name:
Credit Risk Management Practices and Loan Performance of Commercial Banks in Uganda.pdf
Size:
1007.36 KB
Format:
Adobe Portable Document Format
Description:
Main Article
Download
License bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
license.txt
Size:
1.71 KB
Format:
Item-specific license agreed upon to submission
Description:
Download

Collections

Faculty of Economics and Management Sciences (FEMS)